Mortgage & Loan Calculator Analyzer is a financial utility programmed to give borrowers full control and management of their mortgages and loans. The software can be used like a typical mortgage calculator to figure the monthly payment needed based on the loan amount, term or loan length of time, and interest rate. It also has some advanced features like different compounding rates and cycle times like monthly or bi-weekly or annually.

In addition to the calculator features you can go into your loan and edit any payment throughout the course of the loan. This allows you to put in shortfalls or additional payments to see what the impact and change in the overall loan is. You can see how much sooner you could pay off your house mortgage if you paid $25 or $100 more per month. If you are early in your loan, the changes in timeline can be dramatic.

One important note is that this program is only an estimate. Likely your lender will have precise data that will vary some. However, this software can help to see what impact early payments or extra payments can have on your mortgage. A full amortization table can also be viewed or printed out. This tells you how much of each payment is going to principal or to pay off interest.